Lost, theft, damage and mysterious disappearance are the four most common perils.
Lost Maybe you left your ring on the table where you changed your babies diaper or you took it off to before you went in the shower and now you can’t find it. These types of situations are covered under loss. Theft If your jewelry is stolen, that’s covered, too. Damage Hitting your diamond on the edge of a table and cracking it is very common . Some preventive repairs, like loose gemstones or damaged prongs, are all covered. Mysterious Disappearance Don’t know exactly how or
What Does Jewelry Insurance Cover?
Jewelry insurance is very similarly to other insurance policies you may have. Since it’s designed specifically for jewelry it typically cover's more than a homeowner’s or renter’s insurance policy. Regardless of the type of jewelry you insure, all jewelry should be covered for the same perils. Lost, theft, damage and mysterious disappearance are the four most common perils.
